Products and Coverages
Charter Boats
Target Market:
Professionally captained vessels operating commercially as six pack charters, USGC inspected vessels and fishing guides carrying passengers for hire.
Eligible Risks:
- Vessels with hull values ranging from 30,000 to $2,000,000.
- Navigational limits for coastal and inland waters of the United States
Coverages:
- Agreed value on hull and machinery
- Commercial towing & assistance
- Personal property coverage
- Protection & Indemnity (Liability) Coverage
- Medical coverage
- Uninsured/underinsured and unidentified watercraft coverage
Enhance Coverages:
- Navigational Electronics
- Precautionary Haul Out
- Charter Reimbursement
- Loss Dockage Expense
- Fishing Gear
- Tournament Entry Fee Reimbursement
- Loss of Charter Hire
- Excess Catch
- Captain & Crew Coverage
- Passport & Essential Documents
- Insured Property on Shore
- Marine Environment Damage
- Bottom Inspection
- Trailers
Commercial Vessels
Target Market:
Commercial fishing vessels primarily used for lobstering, scallops, crabbing, dragging, gill netting, rod & reel fishing and occasional six pack charters.
Eligible Risks:
- Vessels with hull values ranging from 30,000 to $2,000,000.
- Navigational limits for coastal and inland waters of the United States, Canada, and Mexico.
Coverages:
- Agreed value on hull and machinery
- Commercial towing & assistance
- Personal property coverage
- Protection & Indemnity (Liability) Coverage
- Medical coverage
- Uninsured/underinsured and unidentified watercraft coverage
- Builders risk
- Occasional charter
Enhance Coverages:
- Navigational Electronics
- Loss of Use
- Charter Reimbursement
- Precautionary Haul Out
- Passport & Essential Documents
- Trailers
- Marine Environment Damage
- Captain & Crew Coverage
- Pollution Buy Back
Marinas
Target Market:
Marinas, piers & docks, boat dealers, yacht clubs and boat builders, boat yards, marine artisans and ancillary non-marine exposures.
Coverages:
- Property
- Building & contents
- Owned watercraft
- Boat dealer inventory
- Machinery & equipment
- Boat dealers physical damage
- Liability
- General liability
- Protection & indemnity
- Marina operators legal liability
- Yacht brokers legal liability
- Regatta liability
- Sudden & accidental pollution
- Piers & docks
- Non-owned auto
- Workers compensation
Enhance Coverages:
- Abuse & Molestation for yacht clubs
- Crime
- Fine Arts
- Flood
- Liquor Liability
- Data Breach & Cyber Liability
- Directors & Officers Liability
- Equipment
- EPLI
Download Spreadsheets/ Forms:
YACHTS
Target Market:
Private pleasure yachts including full time cruisers, liveaboards, custom & semi-custom sportfish, trawlers and long-range cruisers, used for recreational boating and occasional charter.
Eligible Risks:
- Vessels with hull values ranging from $250,000 to $5,000,000.
- Navigational limits for coastal and inland waters of the United States, Canada, Mexico and the Caribbean.
Coverages:
- Agreed value on hull and machinery
- Commercial towing & assistance
- Personal property coverage
- Coverage for tenders, personal watercraft, additional vessels and miscellaneous watercraft.
- Protection & indemnity (liability) coverage
- Medical coverage
- Uninsured/underinsured and unidentified watercraft coverage
Enhance Coverages:
- Additional Living Expenses (in the event of a breakdown)
- Charter Reimbursement
- Loss Dockage Expense
- Precautionary Haul Out
- Tournament Entry Fee Reimbursement
- Loss of Charter Hire
- Loss of Use
- Dockside Liability
- Fine Arts
- Fishing Gear
- Marine Environment Damage
- Newly Acquired Vessels
- Captain & Crew Coverage
- Bottom Inspection
- Galley Supply & Provisions
- Insured Property on Shore
- Passport & Essential Documents
- Trailers
COMING SOON!
Ocean Cargo
